How I cut the January bills by £ 250 by doing three simple things

How I cut the January bills by £ 250 by doing three simple things

January can be a struggle when it comes to balancing the books.

Food prices are rising and energy prices are set to follow, meaning the average person will be worse off after paying household bills this year compared to last year.

For the past few years, I have been offering money-saving advice that covers everything from supermarket deals to tips on reducing the energy bill.

But there is no point in offering money-saving advice without doing it yourself, so I set about trying to cut household bills with as much as possible in as short a time as possible.

For the first two weeks of January, I have been trying to cut down on my expenses as much as possible and reduce my expenses. The result was over £ 250 in savings by doing a handful of simple things to reduce my bills. Here’s how I did it.

Streaming services

The first step was to check monthly payments. You can get monthly subscriptions to everything these days. From coffee delivered to your door to monthly streaming services to watch the latest shows.

I’m a true crime nut, and as a result, I’ve set up streaming payments for Netflix and Amazon Prime, where there are a number of documentary series to watch. I also have Spotify for podcasts and music.

The easiest thing to do would be to cancel both saving £ 9.99 on Netflix and £ 7.99 for Amazon – a total of £ 17.98 a month. If you have Sky, you can also always collect it in your package.

However, my wife also has Netflix, Amazon and Spotify, and that means it’s easy to make some quick savings.

For Netflix, you can opt for the Basic option for just £ 5.99 a month. It allows you to look at a single screen. Instead, we chose the default setting of £ 9.99, which allows you to watch on two screens. We can share a password and cancel one of our subscriptions, saving £ 9.99 per share. month.

It’s the same for Spotify. The service has a single account for £ 9.99, but you can get a ‘duo’ account for £ 13.99 a month. A family option is £ 16.99 and gives you six accounts as long as users are under one roof.

Finally, Amazon offers something called Household Services. This allows you to share your Prime Delivery, Prime Video and other benefits with another member of your household. That means you only need a single account for £ 7.99 per. month.

By combining these accounts, we have gone from paying £ 53.94 a month to just £ 31.97 for three of the biggest streaming services.

We also signed up for a free month’s trial of Disney + so we could watch the new Bobo Fett series at no extra cost.

Savings: £ 21.97 per month

TV

Cutting on TV bills is not as simple as doing it for streaming services, and it comes with the caveat that you need to be at the end of your contract to get a discount. You can contact your TV service to see if you can upgrade (or downgrade early).

Last year I had successfully cut down on Sky bills by around £ 38.

Sky had offered a reduced price for the first 18 months of the contract, but the price had risen from around GBP 50 per tonne. month to GBP 88 when the first promotion period expires. However, I was able to cut the price down again through a few time consuming steps.

Logging in to the Sky site was pretty useless – you can only add packages to your appointment and there are no options to remove them. It is not a particularly customer-friendly experience when you want to save some money. Calling Sky was also pointless. I was offered varying advice and offers across a variety of calls.

Instead, I used the online help and used the chat. Select the ‘I want to cancel my contract’ options and once connected, tell them you are considering canceling your contract.

Be patient – it took me an hour to chat because the answers are so slow. I politely explained the difference in price offered by BT and Virgin for the same package, and eventually Sky offered me a contract at a lower price than I currently pay with BT Sport as well.

You can try it here.

Savings – £ 38 a month

Shopping

How much does your weekly store cost? During the winter months, I had been lazy, and instead of planning my meals and making a single large store, I had regularly visited local ‘Express’ stores to fill up. The result was a rising purchase bill of almost £ 100 a week for just two people in December.

I managed to get it down to just £ 50 a week through a few simple things.

The biggest change we made was ordering all our meat through Muscle Food. At the lower end, the food is more expensive than a supermarket, but if you order in bulk you can get a lot of meat at a low price. For example, the New Year’s cure costs £ 69 and delivers 53 meals. It’s almost a month’s dinners for two for around £ 1.30 a meal.

That meant we could shop in budget supermarkets like Aldi and Lidl for staples all month and keep costs down. For household items, we used Amazon Grocery, which offers vouchers and discounts on cleaning supplies, dog food and coffee if you create flexible regular orders.

The scheme is called Subscribe and save and can be terminated at any time with a saving of about 15% on items when you use it.

Savings – £ 200 a month

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